Description Value Joint App 1 App 2AS2-Finance-18415680CHCPOL002 Develop and implement policyOpen Journal of Social SciencesDiscussion Forum Grading RubricCurrent best practices in leadershipdifferent ethnic or cultural perspectiveProgramming Project 4.11.

SOLUTION AT Australian Expert Writers

Applicant 2
Full Name of Applicant
Mr
Mrs
Miss
Ms
Dr
Full Name
Marital Status
Date of Birth
/ /
Mobile
Home Phone
Work Ph
Email
Current Home Address
Suburb
Postcode
Time at Current Address
Yrs
Mths
Previous Address
Suburb
Postcode
Time at Previous Address
Yrs
Mths
Name of Nearest Relative / Next of Kin
Phone
Drivers Licence No
Drivers
Lic State
Drivers Lic Exp
Current Occupation
Employer Details
Company
Address
Suburb
Postcode
Time Employed Yrs Mths
Start Date / /
Employer Contact Name
Employer Contact Ph
Previous Occupation
Name of Previous Employer
Time Employed with Previous Employer
Yrs
Mths
Dependants
Full Name
DOB / /
Financially dependant YES
NO
Full Name
DOB / /
Financially dependant YES
NO
Applicant 1
Full Name of Applicant
Mr
Mrs
Miss
Ms
Dr
Full Name
Marital Status
Date of Birth
/ /
Mobile
Home Phone
Work Ph
Email
Current Home Address
Suburb
Postcode
Time at Current Address
Yrs
Mths
Previous Address
Suburb
Postcode
Time at Previous Address
Yrs
Mths
Name of Nearest Relative / Next of Kin
Phone
Drivers Licence No
Drivers
Lic State
Drivers Lic Exp
Current Occupation
Employer Details
Company
Address
Suburb
Postcode
Time Employed Yrs Mths
Start Date / /
Employer Contact Name
Employer Contact Ph
Previous Occupation
Name of Previous Employer
Time Employed with Previous Employer
Yrs
Mths
Dependants
Full Name
DOB / /
Financially dependant YES
NO
Full Name
DOB / /
Financially dependant YES
NO
Fact Find
Initial Interview:
Time
Date / /
Location
Referred by:
A. Personal Details
B. Income Details
C. Assets
Applicant 1
Employment Status
Full time Part time
Casual
Self Employed
Income
Gross
Net
Annual
$
Regular Overtime
Gross Net
Annual
$
Rental Income
Gross Net
Annual
$
Dividends &
Interest
Gross Net
Annual
$
Allowances &
Pensions
Gross Net
Annual
$
Company Proft
(Pre-Tax)
Annual
$
Add-backs
Gross
Net
Annual
$
Other
Gross
Net
Annual
$
Applicant 1
Employment Status
Full time Part time
Casual
Self Employed
Income
Gross
Net
Annual
$
Regular Overtime
Gross Net
Annual
$
Rental Income
Gross Net
Annual
$
Dividends &
Interest
Gross Net
Annual
$
Allowances &
Pensions
Gross Net
Annual
$
Company Proft
(Pre-Tax)
Annual
$
Add-backs
Gross
Net
Annual
$
Other
Gross
Net
Annual
$
Description Value Joint App 1 App 2
Land & Buildings
$
Land & Buildings
$
Land & Buildings
$
Motor Vehicle
Make
Year
$
Motor Vehicle
Make
Year
$
Motor Vehicle
Make
Year
$
Bank Accounts
Bank
BSB
$
Bank Accounts
Bank
BSB
$
Superannuation
Fund
$
Superannuation
Fund
$
Home Contents
$
Shares (Total)
$
Other
$
Other
$
Other
$
D. Current Liabilities & Expenses
Existing Financier Monthly repayment Amount Owing Limit To be paid out?
Mortgages
$
$
$
Yes
No
Mortgages
$
$
$
Yes
No
Personal Loans
$
$
$
Yes
No
Other Loans
$
$
$
Yes
No
Overdrafts / LOC
$
$
$
Yes
No
Credit Card
$
$
$
Yes
No
Credit Card
$
$
$
Yes
No
Hire Purchase
$
$
$
Yes
No
Leases
$
$
$
Yes
No
Living Expenses Calculation
Please complete an estimation of your living expenses after the new loan facility has been drawn down.
Living Expenses Monthly Cost Leisure / Entertainment Monthly Cost
Rent / board
$
Holidays
$
Rates (council / water)
$
Restaurants
$
Utilities (electricity, gas etc.)
$
Takeaways / snacks
$
Telephone / internet
$
Sports / hobbies
$
Mobile phone
$
Memberships
$
Home maintenance
$
Newspapers / Magazines
$
Food / groceries / household
$
Books / CD’s / DVD’s
$
Medical & pharmaceuticals
$
Gifts
$
Clothes / shoes
$
Other
$
Education
$
Total
$
Purchases (household furniture etc.)
$
Motor Vehicles / Transport Monthly Cost
Garden
$
Child care / school fees
$
Registration
$
Pet food / grooming / vet
$
Maintenance / repairs
$
Other
$
Petrol
$
Total
$
Public transport / taxis
$
Parking
$
Insurance / Superannuation Monthly Cost
Other
$
Life
$
Total
$
Health
$
Summary
Superannuation – voluntary
$
Home & Contents
$
Living expenses
$
Car
$
Leisure / entertainment
$
Business
$
Motor vehicles / transport
$
Other (boat / caravan etc.)
$
Motor vehicles / transport
$
Insurance / superannuation
$
Total
$
TOTAL MONTHLY COSTS
$
E. Security Details
F. Loan Purpose
Security Property 1
Owner
Value $
Land Type
Residential
Rural
Style
House Town house
Unit Vacant land
Duplex Warehouse
Serviced Apt
Other
Address
Suburb
Postcode
Name of contact for inspection
Phone number of contact for inspection
Security Property 2
Owner
Value $
Land Type
Residential
Rural
Style
House Town house
Unit Vacant land
Duplex Warehouse
Serviced Apt
Other
Address
Suburb
Postcode
Name of contact for inspection
Phone number of contact for inspection
What are your goals and objectives?
Do you know of any signifcant
changes that may impact on your
ability to make your loan repayment
Yes No
If yes, what kind of change are you
expecting?
Temporary decrease in income
Permanent decrease in income
Anticipated Large expenditure
If yes, how will you continue to make
loan repayments?
Securing additional income
Using
My application reflects these changes
Reducing expenses
If this is a refnance, what are your
reasons for refnancing?
More Competitive Pricing
Convenience / Flexibility of the product
Dissatisfaction with existing service
levels
Improved product features
Part of consolidation / restructuring of
fnances
Other
Are you a frst home buyer?
Yes No
What is your primary loan purpose?
Purchase Construction Top-up Refnance Line of Credit Other
What is the source of your deposit?
Genuine savings $
First Home Owners Grant $
Gifts $
Proceeds from property sale $
Other savings $
Loan Details
Loan Amount
Loan Type
Principal & Interest Fixed Line of Credit Interest Only
Loan Term
Years
Lender Preferences
Is there any lender you would like to deal with, or any lender you would NOT like to deal with?
What loan features are important to you?
Offset
Extra Repayments
Repayment Holiday
Rate Lock capabilities
Variable repayment frequency
Discount Rate
Branch access
Capitalised LMI
Cashout
Redraw
Other
Other
Is there any credit history we should be aware of such as defaults, judgements or bankruptcy?
No
Yes, please provide details:
G. Current Insurance
Type Insured? Sum Insured Provider Premium Joint App 1 App 2
Life
Yes
No
$
$
Total Permanent Disability
Yes
No
$
$
Income Protection
Yes
No
$
$
Trauma
Yes
No
$
$
Building & Contents
Yes
No
$
$
Loan Protection
Yes
No
$
$
Other
Yes
No
$
$
Applicant 1
Do you smoke?
Yes
No
Signature of applicant
Date / /
I confrm that the information contained within this Fact Find
Form is true and correct.
Signature of applicant
Date / /
I confrm that the information contained within this Fact Find
Form is true and correct.
Applicant 2
Do you smoke?
Yes
No

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